Micronotes is an interactive direct marketing company that enables consumer brands to buy time with savings minded bill-payers during the online bill-pay process.
Brands pay cash savings that are applied directly in the bill-pay session in exchange for sustained communications and the opportunity to make customized offers to online bill payers. Our patent-pending SaaS technology enables us to access online bill-payers through bank partnerships and to generate bank revenue from online bill-pay platforms.
Micronotes creates value for online consumer interactions between banks, brands and opt-in consumers. We connect the consumer’s desire to save with the most relevant consumer brands to their lifestyles in a collaborative, uncluttered communication opportunity where savings matter: the moment of bill payment.