Increase Deposits, eService Adoption, and Retention
Micronotes Cross-Sell uses bank-held data, analytics, machine learning, and microinterview engagement technology seamlessly deployed through mobile/online banking, email, and SMS to deliver 26 times the click-through rate of banner ads. Implementation is seamless because Micronotes Cross-Sell is integrated with most leading mobile/online banking systems using modern APIs.
Success Metrics:
- 26 times the click through rate of banner ads
- Cut deposit leakage
- Enhanced e-Service adoption and usage
- Improved Net Promoter Score & retention
If you want to get to know your digital account-holders personally, at scale, trust Micronotes Cross-Sell to ask the right questions at the right time and generate a real sense of community.
Expand Market Share and Wallet Share
Micronotes Automated Prescreen™, powered by Experian, is a comprehensive credit marketing solution that helps financial institutions expand both market and wallet share through hyper-personalized credit offers. This cloud-based platform leverages Experian’s database of 230+ million consumer credit records to identify profitable lending opportunities for both existing accountholders and prospects. Using advanced algorithms and behavioral economics, the system automatically generates FCRA-compliant firm offers that show accountholders and prospects exactly how much they could save or benefit from doing business with the financial institution. This approach generates higher conversion rates and win rates and can consistently generate net negative loan acquisition costs. With support for multiple loan types that can be run simultaneously including auto loans, HELOCs, personal loans, mortgages, and credit cards, this end-to-end prescreen marketing solution delivers personalized offers through email, direct mail, and digital banking channels while providing detailed performance tracking—all with minimal manual labor.
It’s time to prescreen smarter, not harder.